Check these facts. Some of them could affect You:

	Factor in the costs of individual dental & health plans, which are available for individuals and families. The government provides for income tax relief on the premiums paid. (Let the gov't help pay for your health care costs) These cover any new illness or accident.
	Insurance premiums to pay for your own disability coverage may be tax deductible if used to cover your overhead.
	Group dental/health plans are tax deductible to the employer and a tax-free benefit to employees. A pre-existing injury or illness may be covered under this type of plan.
	Group RRSP's may allow for immediate income tax savings on payroll deductions.
	Invest early in your own retirement program and use the miracle of compound interest.
	Run your personal and family finances like a business, plan for future contingencies.
	Find out about the 10 defensive strategies on future job changes.

You may want to print this checklist for future reference